NEW YORK, Oct 13, 2026 /CommerceWire/
Citigroup reported its loan portfolio stood at US$820 billion at the end of the third quarter, representing a 12% year-on-year increase, marking solid expansion in its lending business.
The group said loan growth was driven by corporate banking, institutional client lending and North American consumer credit. Corporate financing demand picked up amid rising working capital and capital expenditure loans for multinationals. On the consumer side, credit card and housing-related loans maintained upward momentum.
Citi management noted rigorous credit underwriting standards remain in place and asset quality stays under control. Despite volatile interest rates, the diversified loan portfolio helps spread sectoral and geographic risks. Loan expansion has lifted net interest income, acting as a key driver for quarterly revenue.
Market analysts said the double-digit loan growth signals recovering financing demand from corporates and consumers for the large global bank. Still, high interest rates may weigh on borrowers’ repayment capacity, and asset quality trends warrant continued monitoring.
Full Q3 earnings figures have not yet been released; the complete earnings report will be published in due course.



